Axis My Zone Credit Card is an entry-level card offering benefits across shopping, dining and entertainment. Enjoy discounts on Swiggy orders, movie tickets, and more!
Benefits of the card
- Lifetime FREE Credit Card
- Flat ₹120 off on Swiggy using code AXIS120 (twice per month)
- Buy 1 Get 1 FREE on Movie Tickets via District by Zomato (upto ₹200/month)
- Complimentary lounge Access – 1 per quarter
- Complimentary Sony LIV Premium membership worth ₹999 for FREE
- Get upto ₹1000 off on AJIO on minimum spends of ₹2999 (applicable on select styles)
Other Amazing Offers
- Get 4 Edge reward points on every spend of ₹200 (1 RP = ₹0.20)
- Upto 15% off at partner restaurants under Dinning Delights program via EazyDiner
- 1% fuel surcharge waiver on all fuel transactions in india
- Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting
Fees & charges
Joining Fees
₹0
Annual Fees
₹0*
- Lifetime FREE Credit Card
- Joining Fees: Nil
- Annual fees: Nil
Documents required
- ID Proof
- Address Proof
- Income Proof
- Photograph
Eligibility criteria
- Required Age: 21-60 years
- Employment status: Salaried or Self-Employed
- Income: ₹15,000 per month (Salaried) & ₹20,000 (Self-Employed)
- Cibil Score: 730 and above
- New to Credit not allowed
Important T&Cs
- Please use your Aadhar linked Mobile number to complete the application
- As per Axis Bank guidelines, please ensure to provide your full name as applications with a single name will be rejected
- Please use the phone number linked to your Axis Bank account or FD, as applications with a different number will be rejected by Axis
- If you were/are using any AXIS Credit card, you are not eligible for Profit
- If you apply for a different card upon redirecting, you will be eligible for the profits rates applicable on the card applied
- No Profit on Axis Bank App applications
Personal Use reviews
After using this card for 2 year I would rate it [4/5] stars. It’s a solid choice for [online spend category], though it might not be the best fit for [offline category].:
The Axis My Zone Credit Card offers a compelling mix of benefits for young professionals. The standout feature is its customizable rewards program, letting cardholders choose categories for enhanced cashback. While the 2% base cashback rate is competitive, the card truly shines with its 5% rewards in selected lifestyle categories like dining and entertainment. The annual fee of ₹499 is waived for spends above ₹50,000, making it accessible. However, the relatively high interest rate of 42% APR and strict credit score requirements might deter some applicants. The digital-first experience and instant virtual card issuance add modern convenience.
