Get HDFC Bank Credit Card and enjoy exclusive benefits like Discounts on Online Purchases, Free Airport Lounge Access, Welcome Bonus, Insurance Benefits & More!
Benefits of the card
- Hospitality Benefits: Complimentary access to airport lounges at domestic and international airports
- Smart EMI: Convert credit card spends of ₹2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures
- Insurance Benefits: Complimentary air accidental cover and emergency overseas hospitalization cover worth lakhs
- Milestone Benefits: Get lucrative vouchers on meeting minimum monthly spending criteria
Other Amazing Offers
Leverage revolving credit facilities at nominal interest rates
Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting
You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or Free flight tickets
Fees & charges
Joining Fees
₹500*
Annual Fees
₹500*
- Get annual fee waiver on spending ₹3,50,000 or more in a year
Documents required
- ID Proof
- Address Proof
- Income Proof
Eligibility criteria
- Required Age: 21-65 years
- Employment status: Salaried or Self-Employed
- Minimum Income: ₹20,000 per month (Salaried)
- Minimum Income: ₹50,000 per month (Self-Employed)
- Credit score: 700+
- You should be citizen of India or a Non-Resident Indian
Important T&Cs
- Please use your Aadhaar linked Mobile number to complete the application
- No Profits applicable for employees of HDFC, HDB, CHBL & CSC – Main or Group of Companies
- Existing Credit Card holders of HDFC Bank will not be eligible for Profit
- Card upgrades/limit enhancements are not a part of Profits
- If you apply for a different card upon redirecting, you will be eligible for the Profits rates applicable on the card applied
- Leads will track whenever a user starts a form. Hence, there can be multiple tracking for 1 lead. This will get fixed at the time of validation
- No Profit on HDFC Bank app applications
Personal Use reviews
HDFC Bank’s credit card portfolio caters to diverse customer segments through carefully structured offerings. Their entry-level MoneyBack card provides 0.5% cashback on all purchases and 5% on weekend dining, while their more premium Regalia card offers airport lounge access, reward points worth 4% of spending, and premium concierge services. The bank’s credit cards typically feature welcome benefits like milestone rewards and annual fee waivers based on spending thresholds. Their digital banking integration allows seamless tracking of rewards and spending patterns through the bank’s mobile app and website.
