The Swiggy HDFC Bank Credit Card is a specially designed co-branded credit card that offers attractive cashback rewards on Swiggy. Cardholders can enjoy exclusive perks such as complimentary Swiggy membership, 10% cashback on all Swiggy orders, 5% cashback on other online purchases and much more, making it a perfect choice for food lovers and savvy shoppers alike.
Benefits of the card
- Get 10% Cashback on Swiggy (Instamart, Food delivery, Genie & Dine out) capped at ₹1500/month
- 5% Cashback on Online Shopping Spends on Amazon, Flipkart, Myntra, Nykaa etc – capped at ₹1500/month
- 1% Cashback on all other categories – capped at ₹500/month
- Free Swiggy One Membership for 3 months as welcome benefit
- Upto 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase
- Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting
Fees & charges
Joining Fees
₹500*
Annual Fees
₹500*
- Get annual fee waiver on spending ₹3,50,000 or more in a year
Documents required
- ID Proof
- Address Proof
- Income Proof
- Photograph
Eligibility criteria
- Required Age: 21-65 years
- Employment status: Salaried or Self-Employed
- Minimum Income: ₹25,000 per month (Salaried)
- Minimum ITR: ₹6,00,000 per annum (Self-Employed)
- Cibil – 750+
- New to Credit allowed for Salaried & Self-Employed both
Important T&Cs
- Please use your Aadhaar linked Mobile number to complete the application
- No Profit Applicable for Employees of HDFC, HDB, CHBL & CSC- Main or Group of Companies
- Existing Credit Card holders of HDFC Bank will not be eligible for Profit
- Card upgrades/limit enhancements are not eligible for Profit
- No profit on HDFC Bank App applications
Personal Use reviews
The HDFC Swiggy Credit Card revolutionizes the dining rewards landscape by offering an impressive 10% cashback on all Swiggy orders, making it particularly attractive for frequent food delivery users. The card extends its dining benefits with 5% cashback on physical restaurant transactions and features a generous welcome bonus of ₹500 Swiggy credits. Cardholders also earn 1% cashback on all other purchases. The annual fee structure is competitive at ₹500, which is waived on spending ₹1 lakh annually. The real-time reward redemption on Swiggy and integration with the Swiggy app create a seamless ordering experience.
